Privacy Policy

1. Data controller

Diaspora Fund, a corporation incorporated in Canada under the Canada Business Corporations Act (#834740-9), is responsible for processing personal data collected through the website fondsdiasporafund.com. Contact: [email protected].

2. Data collected

Diaspora Fund collects the following data:

• Identification data: last name, first name, mailing address, email address, phone number.
• Financial data: banking information, credit history, income and expenses (in the context of loan and membership applications).
• Professional data: employment status, company, sector of activity.
• Technical data: IP address, browser type, operating system, pages visited, session cookies.

3. Purposes of processing

Your data is used for:

• Processing loan and membership applications;
• Managing your member account;
• Identity verification and fraud prevention;
• Compliance with applicable legal and regulatory obligations in Canada;
• Improving our services;
• Communicating information about our activities (with your consent).

4. Data retention

Your data is retained for as long as necessary for the purposes described, and at minimum for the period required by applicable Canadian law (generally 7 years for financial data).

5. Data sharing

Diaspora Fund does not sell your personal data. Your data may be shared with:

• Partner financial institutions in the context of fund management (RBC, partner banks);
• Canadian legal and regulatory authorities upon compliant request;
• Technical service providers hosting the site, strictly limited to their mandated role.

6. Your rights

In accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and Quebec's Law 25, you have the following rights: access, rectification, deletion, objection, portability. To exercise these rights, contact us at [email protected].

7. Applicable law

This policy is governed by applicable Canadian law. Canadian courts have jurisdiction over any dispute relating to this policy.